• November 15, 2025I Compared HELOC vs Cash-Out Refinance for $120K—Here's Why I Chose Cash-Out and Saved $18,400Read More
• November 14, 2025HELOC Payment Jumped From $625 to $1,083 When Draw Period Ended—What I Wish I'd KnownRead More
• November 13, 2025Calculated 85% CLTV HELOC at $135K Available—Bank Approved Only $98K, Here's WhyRead More
• November 12, 2025Used HELOC to Pay Off $67K High-Interest Debt—Saved $31,200 in Interest But Here's What I Didn't ExpectRead More
• November 11, 2025HELOC Rate Increased From 7.25% to 10.50% in 18 Months—How I Managed the $285 Monthly Payment JumpRead More
• November 10, 2025Took $82K HELOC for Kitchen Renovation—Ended Up Using Only $64K and Here's Why That MattersRead More
• November 9, 2025Credit Score 702 Qualified for HELOC at Prime + 1.25%—Waited 4 Months to Hit 725, Got Prime + 0.75% and Saved $4,800Read More
• November 8, 2025Opened $110K HELOC as Emergency Fund Backup—Never Drew From It But It Saved Me TwiceRead More
